Credit Where Credit Is Due

Your credit score can make a huge difference in the rate you are charged for a loan. Credit scores are numbers that are assigned to you based on your credit history. They are typically referred to as FICO scores. FICO is short for Fair Isaac and Company. The information that is used to determine your score is derived from credit card companies, banks and other financial institutions where you have loans and other consumer information. The numbers are added up and used to determine whether you qualify for low-cost rates, higher risk loans, or no credit at all. Generally speaking, FICO scores range from 300 to 850; the higher the number, the better.

We are pleased to welcome you to our new column. This column emphasizes the importance of having a good credit score. People with good credit scores are more likely to be rewarded with lower interest rates on loans than those with poor credit scores. Anson Bank & Trust offers a full line of financial products and services with an emphasis on providing outstanding customer service. We help make your day-to-day banking simple and convenient! Our products include Checking and Savings accounts, Debit & Credit cards and various types of Loans. Call us or visit one of our convenient locations. We appreciate the opportunity to discuss your financial needs.

A legitimate bank or securities company will NEVER contact you via Email / Telephone asking for sensitive personal
information or account numbers. Hoax callers will usually hangup if you start asking them questions.
If ever in doubt, hangup the phone and then "You" contact us directly to verify. Security Center